Individuals
- Cards and accounts
  - Înapoi
  - Daily banking
  - Cards
  - Transfers
  - Other services
- Loans
  - Înapoi
  - Personal loans
  - Housing loans
  - Youth loans
    - Loan for studies
    - Credit 10
  - Other loans and services
- Savings and investments
  - Înapoi
  - Savings accounts
  - Deposits
    - Progresso deposit
    - Term deposit
  - Investments
  - Insurances and savings
    - Spend & Save
    - Retirement plans
- Online banking
  - Înapoi
  - YOU
    - YOU
    - Guides YOU
  - SMS banking
    - The remote banking service provides you with information on your bank accounts directly from your mobile phone.
      Find out more »
Companies
- Small entrepreneur
  - Înapoi
  - Daily banking
  - Financing
  - Saving and investments
  - Other services
    - Insurances
    - Electronic signature
- SME^{< 1M Euro}
  - Înapoi
  - Current activity
  - Financing
  - Saving and investments
  - Other services
- SME^{1-50M Euro}
  - Înapoi
  - Cash management
  - Financing
  - Saving and investments
  - International
  - Offers
    - Non-banking benefits^NEW
- Agriculture
  - Înapoi
  - PFA
  - SME^{< 1M Euro}
  - SME^{1-50M Euro}
- Corporate
Financial markets
- Currency and monetary market
  - Înapoi
  - Saving and investments
  - Currency market
  - Online trading
    - Anyma Online Trading
  - Other services
    - Risk mangement solutions
  - Regulatory information
    - PRIIPs
    - EMIR
    - MiFID
- Capital markets
  - Înapoi
  - Brokerage
  - Our team
    - Presentation and contact
  - Regulatory information
  - Other information
    - Rates and fees
    - Useful links
- Research Reports
- Custody, storage, issuers
  - Înapoi
  - Depository services
    - Safekeeping, registering, monitoring and controlling the applications for subscription or redemption of fund units.
      Find out more »
  - Issuer services
    - Distribution of fund units, dividends and bond payments. Group distribution services within public offerings.
      Find out more »
  - Global and local custody services
    - Administration availability of customer accounts to their instructions - financial instruments operations or cash.
      Find out more »
  - Clearing services
    - Clearing services for transactions made on Bucharest Stock Exchange, Bucharest Clearing House and SIBEX.
      Find out more »
  - Contact
    - Contact details
About BRD
- Newsroom
  - Înapoi
  - News
    - News and related materials of our current activity: from business press releases to cultural, educational, sport or technological projects
      Find out more »
  - Scene 9
    - is an online cultural publication that shapes the portrait of the new generation of creators
      Find out more »
  - Scoala 9
    - is an editorial project dedicated to the pre-university education created by DoR and BRD
      Find out more »
  - Contacts
    - Find here our mass media contacts
      Find out more »
- Subsidiaries and associated entities
  - Înapoi
  - About BRD
  - Subsidiaries and associated entities
  - Contact
  - Other info
    - SFDR
    - Sustainable sourcing charter
- CSR
  - Înapoi
  - Culture
    - We invest in culture because we need leaders and projects to remind us where we come from, who we are and where we are heading to.
      Find out more »
  - Education
    - We strongly believe that the main driver for a higher performance of the education system is the quality of teachers. That’s why our majors programs are focussing on developping teachers’ skills.
      Find out more »
  - Sports
    - We love sports because they provide us with an exciting journey with some beautiful moments, heroes who win, attract new fans or, on the contrary, struggle with difficult moments.
      Find out more »
  - Environment
    - Economic development is no longer possible without environmental and social progress. It is our responsibility to propose business models that encourage the positive transformation of the world.
      Find out more »
  - The Civil Society
    - Community involvement is designed to build sustainable intervention mechanisms so that children and young people in difficult situations can develop their skills
      Find out more »
- Investors and shareholders
  - Înapoi
  - GSM BRD
  - Financial Information
  - Corporate Guvernance
  - BRD Shares
  - Contact
    - Investors and Shareholders contact
- Careers
  - Înapoi
  - Discover
    - Our Culture
  - Learn
    - Business Lines
  - Develop yourself
  - Apply
    - Opportunities
Online Banking
- YOU^NEW
- MyBRD Net

ROMÂNĂ / ENGLISH

Depozite la termen PFA EN Term deposits

Saving and Investments
TERM DEPOSITS

Make efficient use of the company savings!

Savings solutions

The term deposit is a simple solution for safely capitalizing on your savings.

Free

for opening and liquidation of the deposit

Guarantee

offered by the Deposit Guarantee Fund within the limits stipulated by law

0 fees

for the automatic transfer into the current account of the deposit and the related interest

Free

for opening and liquidation of the deposit

Guarantee

offered by the Deposit Guarantee Fund within the limits stipulated by law

0 fees

for the automatic transfer into the current account of the deposit and the related interest

How it works

Before opening a term deposit account, you should learn about:

- The interest rate associated with the type of deposit
- Whether the interest of the deposit is fixed or variable
- The conditions for renewing the deposit: automatically or with no renewal
- The method of payment of the interest: upon the maturity of the deposit or by capitalization the interest
- The minimum mandatory amount for creating a deposit
- The conditions for withdrawing the deposit before the maturity date.

The fixed interest deposit – the 5,000 Deposit

- Available in RON, EUR and USD
- The minimum amount for establishing it is RON 5,000 / EUR 5,000 / USD 5,000
- The terms for establishing the deposits:
- in Lei: 30, 90, 180, 365, 730 days
- in foreign currency: 30, 90, 180 or 365 days
- The deposit may only be established by transfer from the current account
- The deposit may be extended automatically, with or without the capitalization of the interest rate in force at the time of the renewal
- In the case of terminating the deposit before the maturity, you receive the interest associated with the current account
- Deposits in Lei, terms of 730 days the interest payment is made monthly to the current account

Interest rates

List of interest rates	download

Advice and guides

Credit calculator

Agencies and ATMs

Commissions and tariffs