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ROMÂNĂ / ENGLISH

Term deposits

Make efficient use of the company savings!

Term deposits - Slider

Term deposits

The term deposit is a simple solution for safely capitalizing on your company savings.

Fixed interest rate

with the possibility of automatic renewal

Free

for opening and liquidation the deposit

Automatic transfer

by the maturity into the current account of the deposit and related interest

Safety

the safety of the deposited amounts are guaranteed by the Deposit Guarantee Fund

How it works

Before opening a term deposit account, you should learn about:

- the interest rate;
- whether the interest of the deposit is fixed or variable;
- the conditions for renewing the deposit: automatically or with no renewal;
- the method of the interest payment: at the maturity date or by capitalization of the interest;
- the minimum mandatory amount for creating a deposit;
- the conditions for withdrawing the deposit before the maturity date.

Fixed interest deposit – the 5,000 Deposit

- available in RON, EUR and USD, with a fixed interest;
- the minimum amount for establishing it is RON 5,000 / EUR 5,000 / USD 5,000;
- the terms for establishing it: 30, 90, 180 and 365 days;
- the deposit may only be established by transfer of the funds from the company current account;
- the deposit may be extended automatically, with or without the capitalization of the interest rate in force at the time of the renewal;
- in the case of terminating the deposit before the maturity, you receive the interest associated with the current account.

Interest rates

See the list of interest rates	download

Advice and guides

Credit calculator

Agencies and ATMs

Commissions and tariffs