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ROMÂNĂ / ENGLISH

Loan

Credit 10

Ideal for covering study-related expenses.

Apply

The student credit market with 10!

CREDIT 10 includes a wide range of benefits.

Flexibility

in reimbursement: constant or decreasing amounts

Interests

preferential, fixed and advantageous

GRACE

partial up to 12 months, in which you pay only interest, commissions and insurance premium

What does Credit 10 offer you?

- We fund up to 100% of your student expenses, such as: books, rent, computer, printer, etc

- You can get a loan of up to 3,000 EUR (equivalent in lei), without collateral, for a maximum period of 10 years, with a fixed and advantageous interest for the entire loan period.

The credit is only available to students in the last two years of university studies or of masters / doctorates / in-depth studies at a university in Romania (accredited by the Ministry of Education and Research) or students with a scholarship abroad.

Income

What income do you need to get the loan?

You can get the loan even if you have no income. In both cases, it is necessary to bring at least 1 co-borrower.

A wide range of incomes is accepted: from salaries, pensions, dividends, royalties, rents, to incomes from independent activities.

Safety

How can you relax for the entire credit period?

You are safe for the entire loan period by concluding a life insurance that offers you protection in case of unforeseen events (unemployment, temporary incapacity for work, total and permanent disability for any cause or death for any reason).

The policy ends when the loan agreement is signed, for the entire loan period, and the insurance premiums are paid monthly.

Guarantees

What guarantee is necessary?

In the case of Credit 10, the only guarantee is the mortgage on your BRD accounts.

Commissions

List of Commissions	download
Income statement template	download

Choose the loan type

Select an amount

960

|

960

|

7200

|

3600

|

10800

|

14400

Loan period

years

1

|

1

|

4

|

6

|

8

|

10

Repayment methods

Commissions and tariffs

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